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Falling into debt is nothing to be ashamed of. It can happen to anyone at any time.
If you're struggling or worried our friendly Guidance team at Clarion Futures Money will listen to the challenges you face and help you think about the solutions that are best for you.
Always ask for help - there is plenty of free, confidential, regulated debt advice available. No one will judge you - all the free debt advice services that we work with understand that debt can easily spiral to a point where it is unmanageable.Speak to our Clarion Futures Money Guidance team
Our Money Guidance team is a phone service available by appointment Monday - Friday 9-5pm. To make an appointment just contact us here.Not sure if you need debt advice?
Try this 60 second debt test. it will help you quickly work out what the scale of the problem is that your facing.There are lots of different ways to get help
All of our residents who need debt advice can get free advice through one of the specialist partner agencies that we work with. Depending on your needs we will either refer you to our specialist phone debt advice partner PennySmart CIC, or suggest one of the following options.
A loan shark is an unlicensed money lender. They often charge very high interest rates and can be very threatening, difficult and even violent. A loan shark can be someone you know locally; in your community, at work or through a friend. You may feel you have to meet their demands for payment but you don’t. They are not legal and you can stop them by reporting them.
The Stop Loan Sharks team is on hand to help anyone who has become the victim of a loan shark – their help is free, confidential and will give you the protection and support you need.