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Successfully managing your money means first working out what money you have coming in and what your expenses are. To help you with this, we have put together two budget planners:
A budget plan helps you stay in control of your spending. It shows you what you can afford to do and if cutbacks can be made in certain areas.
Money saving tips:
We have teamed up with Quids in! – an online magazine that aims to help social housing customers find ways to make their money go further. The Quids in! Readers Club is a free monthly email service offering articles, tips and offers to help you save money. Find out more.
Read more of our useful tips below, or if you need help or would like to talk through your money options confidentially, contact Guideline.
Some bills are more important than others. The most important bills to pay first are:
The consequences if you do not pay these bills can be very serious:
If you are worried about paying any of these contact Clarion Futures Money Guidance team.
The figures in your budget must all be weekly or all monthly or your budget won’t add up. If you pay a bill (e.g. your electricity) weekly but you want to put a monthly figure in your budget, you will not get the correct figure if you just multiply by 4 weeks.
At Clarion Futures we have a range of ways to help you make your money stretch that bit furtherBritish Heart Foundation discount card
Save up to £100 (excluding delivery) with a 20% discount card at British Heart Foundation furniture and electrical shops.
We can help residents in hardship who are working with the Clarion Futures Money team to improve their situation by obtaining grants for household essentials. We have Clarion Futures Money grant fund and can also make applications to other charitable funds on your behalf. These grants are only for residents who are working with us and are managing their rent payments. If you would like to know more contact us.