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Feeling in control of money is what most of our residents tell us they want. On this page you'll find some ideas to help you manage your money.
Some bills are more important than others. The most important bills to pay first are:
The consequences if you do not pay these bills can be very serious:
If you are worried about paying any of these contact Clarion Futures Money Guidance team.
A budget is a plan for your money. It tells you how much money you have coming in, how much you need to allow for essential costs and how much you have left towards other things you need.
It is your most important money tool. It helps you stay in control, feel less stressed and more confident about the future. It also provides evidence to the people you live with or anyone you owe money to about what you can afford and if cutbacks can be made
Getting an accurate and realistic budget takes time - try these out:
The figures in your budget must all be weekly or all monthly or your budget won’t add up. If you pay a bill (e.g. your electricity) weekly but you want to put a monthly figure in your budget, you will not get the correct figure if you just multiply by 4 weeks.
At Clarion Futures we have a range of ways to help you make your money stretch that bit furtherBritish Heart Foundation discount card
Save up to £100 (excluding delivery) with a 20% discount card at British Heart Foundation furniture and electrical shops.
We can help residents in hardship who are working with the Clarion Futures Money team to improve their situation by obtaining grants for household essentials. We have Clarion Futures Money grant fund and can also make applications to other charitable funds on your behalf. These grants are only for residents who are working with us and are managing their rent payments. If you would like to know more contact us.