We’re taking part in Talk Money Week from 9-13 November. This is an annual campaign to get the people across the country thinking and talking about how they manage their money.
Throughout the week, we’ll be providing you with help and guidance on all things money, including debt guidance, savings and easy ways to manage your money.
Find out more about Talk Money Week – or you can join the conversation on social media: #TalkMoney
Helping you with financial guidance
See how we can help you with a range of financial issues. We can help you with free guidance on universal credit and benefits, as well as providing help with savings, utility bills and debt guidance.
And see how you could get a grant for work and business of up to £1,000.
Listen to our financial guidance podcast
Stephanie Noyce (Clarion Futures) and Andy Shaw (StepChange) talk about how you can turn those financial “what ifs” into “what to do nexts”.
Helping you save money
Saving money can be hard, but with a few small changes, you can put away a little bit of money each week or month. This can help you cope in the event of an unplanned expense or change in circumstances.
Saving a little at a time isn’t just planning for the future – it can also help you afford to buy new gadgets or home appliances, or go towards a family holiday or celebration.
Our partner organisation Leeds Credit Union offers a variety of savings accounts, including a Christmas Club specifically designed to help you save for the festive season.
Helping you with affordable food
Ten million adults in England, Wales and Northern Ireland face food insecurity every year. Tiny Budget Cooking offers free meal planners and recipes to help you eat well for less than £2.75 a day.
Local food pantries
You can get low-cost, high-quality food and household goods from our local food pantries. To make sure everyone can put good food on their table, we’ve teamed up with partner organisations to set up food pantries in communities across the country.
Useful money websites
Money Advice Service
The Money Advice Service offers free and impartial financial advice. You can get debt advice, and they can help you speak to the people you owe money to and provide tips to help you prioritise your debts. The Money Advice Service website also has a range of useful budgeting and planning tools.
StepChange – free debt helpline
The StepChange website has a range of advice including a self-help tool called Debt Remedy which can create a personalised debt action plan. It also has a 60-second debt test that tells you if you could benefit from debt advice.
StepChange also provides a free, debt helpline: 0800 138 1111. They'll look at your financial situation, give you expert debt advice and recommend debt solutions.
Money Saving Expert
The Money Saving Expert website is a great place to find out about the latest deals and online coupons you can use to save money on your shopping or reducing your energy bills.