Shared Ownership | Clarion Housing

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What is Shared Ownership?

Shared Ownership is an excellent way for people to take their first step onto the property ladder. You buy a share of between 25% and 75% of the property’s value and pay a subsidised rent on the remaining share. A key advantage is that, as part-owner, you have a security of tenure that renting cannot offer. Over time, you can buy more of the property until you own 100%, this is called ‘Staircasing’ (unless otherwise stated in your lease).

You will need a small deposit at the outset – generally a minimum of 5% of your share, subject to conditions – and you will need to raise a mortgage on the rest of the sum required. You will also be charged a service charge and ground rent for your home, normally paid on a monthly basis.

Search for Shared Ownership homes

All of our new build Shared Ownership homes are available to view on the Share to Buy property portal. Use the link below to search for available homes, view property images and enquire to arrange a viewing.




Staircasing is the process of buying more shares in your home up to 100% so you own your home outright.

Resale & selling your home

You can buy a Shared Ownership home from a previous owner known as resales.